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The Andovers
Andover, MA · NCUA Charter #16067 · Federal charter · Chartered 1964
Total assets
$36.88M
Shares & deposits
$31.96M
Total loans
$7.52M
Members
2,050
Net worth
$4.87M
Branches
2
Rank: #2,670 of 4,299 U.S. credit unions by assets · #74 of 121 in Massachusetts. Assets changed 0.8% and membership -3.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.21% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.43% |
| Loans to shares & deposits | 23.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $41.52M | $37.61M | $0 | $3.86M |
| Jun 2023 | $39.54M | $35.33M | $0 | $4.15M |
| Jun 2024 | $37.35M | $32.94M | $0 | $4.37M |
| Jun 2025 | $36.59M | $32.01M | $0 | $4.52M |
| Jun 2026 | $36.88M | $31.96M | $0 | $4.87M |
Branch footprint
| State | Branches |
|---|---|
| Massachusetts | 2 |
Similar-sized credit unions
Happy Valley ($36.91M) · Uno ($36.79M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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