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The Peoples
Middletown, RI · NCUA Charter #65861 · State charter, federally insured · Chartered 1922
Total assets
$811.20M
Shares & deposits
$639.11M
Total loans
$651.96M
Members
40,885
Net worth
$80.84M
Branches
6
Rank: #558 of 4,299 U.S. credit unions by assets · #4 of 14 in Rhode Island. Assets changed 1.5% and membership -2.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.00% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.36% |
| Loans to shares & deposits | 102.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $657.79M | $572.46M | $0 | $73.19M |
| Jun 2023 | $702.04M | $560.19M | $0 | $76.55M |
| Jun 2024 | $740.71M | $567.82M | $0 | $77.45M |
| Jun 2025 | $799.12M | $619.83M | $0 | $78.42M |
| Jun 2026 | $811.20M | $639.11M | $0 | $80.84M |
Branch footprint
| State | Branches |
|---|---|
| Rhode Island | 6 |
Similar-sized credit unions
First ($811.61M) · Air Academy ($810.44M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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