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The State
CHARLESTON, WV · NCUA Charter #67222 · State charter, federally insured · Chartered 1988
Total assets
$95.33M
Shares & deposits
$75.69M
Total loans
$53.86M
Members
8,441
Net worth
$18.23M
Branches
2
Rank: #1,857 of 4,299 U.S. credit unions by assets · #13 of 74 in West Virginia. Assets changed 5.9% and membership 0.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 19.12% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.11% |
| Loans to shares & deposits | 71.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $88.16M | $75.07M | $0 | $13.17M |
| Jun 2023 | $86.20M | $71.22M | $0 | $14.00M |
| Jun 2024 | $87.26M | $70.54M | $0 | $15.33M |
| Jun 2025 | $90.04M | $72.21M | $0 | $16.92M |
| Jun 2026 | $95.33M | $75.69M | $0 | $18.23M |
Branch footprint
| State | Branches |
|---|---|
| West Virginia | 1 |
| Texas | 1 |
Similar-sized credit unions
Policemen'S ($95.55M) · Lufthansa Emp. ($95.25M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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