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The United
Morgantown, WV · NCUA Charter #21305 · Federal charter · Chartered 1973
Total assets
$109.22M
Shares & deposits
$78.92M
Total loans
$72.16M
Members
5,958
Net worth
$30.09M
Branches
4
Rank: #1,754 of 4,299 U.S. credit unions by assets · #10 of 74 in West Virginia. Assets changed 3.5% and membership 0.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 27.55% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.93% |
| Loans to shares & deposits | 91.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $107.43M | $81.88M | $0 | $25.21M |
| Jun 2023 | $105.14M | $77.65M | $0 | $27.11M |
| Jun 2024 | $105.71M | $77.02M | $0 | $28.47M |
| Jun 2025 | $105.51M | $75.90M | $0 | $29.41M |
| Jun 2026 | $109.22M | $78.92M | $0 | $30.09M |
Branch footprint
| State | Branches |
|---|---|
| West Virginia | 2 |
| Pennsylvania | 2 |
Similar-sized credit unions
Palco Fcu ($109.29M) · Hibbing Cooperative ($108.91M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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