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The West Tennessee
Atoka, TN · NCUA Charter #60726 · State charter, federally insured · Chartered 1967
Total assets
$17.88M
Shares & deposits
$15.72M
Total loans
$11.13M
Members
1,631
Net worth
$2.06M
Branches
2
Rank: #3,185 of 4,299 U.S. credit unions by assets · #92 of 125 in Tennessee. Assets changed -2.6% and membership -0.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.52% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.57% |
| Loans to shares & deposits | 70.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $19.44M | $17.81M | $0 | $1.45M |
| Jun 2023 | $19.66M | $17.49M | $0 | $1.67M |
| Jun 2024 | $17.76M | $15.90M | $0 | $1.84M |
| Jun 2025 | $18.35M | $16.13M | $0 | $2.01M |
| Jun 2026 | $17.88M | $15.72M | $0 | $2.06M |
Branch footprint
| State | Branches |
|---|---|
| Utah | 1 |
| Tennessee | 1 |
Similar-sized credit unions
Saint Vincent Erie ($17.88M) · Minerva Area ($17.86M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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