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Twin Rivers
Massena, NY · NCUA Charter #20290 · Federal charter · Chartered 1970
Total assets
$39.17M
Shares & deposits
$35.19M
Total loans
$16.10M
Members
2,571
Net worth
$5.12M
Branches
2
Rank: #2,610 of 4,299 U.S. credit unions by assets · #148 of 268 in New York. Assets changed 3.9% and membership -2.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.07% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.22% |
| Loans to shares & deposits | 45.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $36.04M | $34.04M | $0 | $4.24M |
| Jun 2023 | $37.51M | $35.48M | $0 | $4.38M |
| Jun 2024 | $38.38M | $35.80M | $0 | $4.53M |
| Jun 2025 | $37.69M | $34.67M | $0 | $4.78M |
| Jun 2026 | $39.17M | $35.19M | $0 | $5.12M |
Branch footprint
| State | Branches |
|---|---|
| New York | 1 |
| Texas | 1 |
Similar-sized credit unions
Nashville Firemen'S ($39.24M) · Bucks County Employees ($39.17M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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