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Two Rivers
Arkadelphia, AR · NCUA Charter #20114 · Federal charter · Chartered 1970
Total assets
$13.81M
Shares & deposits
$12.42M
Total loans
$9.77M
Members
1,389
Net worth
$1.67M
Branches
2
Rank: #3,348 of 4,299 U.S. credit unions by assets · #28 of 47 in Arkansas. Assets changed -20.8% and membership -21.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.11% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 2.39% |
| Loans to shares & deposits | 78.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $17.81M | $15.63M | $0 | $2.13M |
| Jun 2023 | $19.82M | $17.53M | $0 | $2.19M |
| Jun 2024 | $16.91M | $14.88M | $0 | $2.02M |
| Jun 2025 | $17.43M | $14.12M | $0 | $2.03M |
| Jun 2026 | $13.81M | $12.42M | $0 | $1.67M |
Branch footprint
| State | Branches |
|---|---|
| Arkansas | 2 |
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Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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