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U.P. State
Escanaba, MI · NCUA Charter #62085 · State charter, federally insured · Chartered 1955
Total assets
$210.32M
Shares & deposits
$181.53M
Total loans
$138.27M
Members
14,446
Net worth
$27.69M
Branches
6
Rank: #1,253 of 4,299 U.S. credit unions by assets · #79 of 169 in Michigan. Assets changed 5.0% and membership -5.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.17% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.47% |
| Loans to shares & deposits | 76.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $144.90M | $133.01M | $0 | $10.54M |
| Jun 2023 | $139.78M | $125.99M | $0 | $12.41M |
| Jun 2024 | $196.99M | $173.60M | $0 | $21.41M |
| Jun 2025 | $200.27M | $177.22M | $0 | $23.92M |
| Jun 2026 | $210.32M | $181.53M | $0 | $27.69M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 6 |
Similar-sized credit unions
Sunlight ($210.61M) · Frontier Community ($210.26M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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