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U S Employees
Fairmont, WV · NCUA Charter #6672 · Federal charter · Chartered 1950
Total assets
$526.22K
Shares & deposits
$484.39K
Total loans
$114.38K
Members
118
Net worth
$40.69K
Branches
2
Rank: #4,222 of 4,299 U.S. credit unions by assets · #71 of 74 in West Virginia. Assets changed -3.5% and membership 0.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 7.73% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 2.94% |
| Loans to shares & deposits | 23.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.23M | $1.10M | $0 | $132.30K |
| Jun 2023 | $744.92K | $665.63K | $0 | $78.37K |
| Jun 2024 | $640.95K | $574.15K | $0 | $65.82K |
| Jun 2025 | $545.39K | $489.40K | $0 | $55.00K |
| Jun 2026 | $526.22K | $484.39K | $0 | $40.69K |
Branch footprint
| State | Branches |
|---|---|
| West Virginia | 2 |
Similar-sized credit unions
Delancey Street ($528.02K) · Camden Firemen'S ($519.89K)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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