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Ufirst
Plattsburgh, NY · NCUA Charter #20613 · Federal charter · Chartered 1971
Total assets
$128.61M
Shares & deposits
$113.55M
Total loans
$102.78M
Members
10,604
Net worth
$19.82M
Branches
3
Rank: #1,626 of 4,299 U.S. credit unions by assets · #78 of 268 in New York. Assets changed -6.9% and membership 4.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 15.41% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.24% |
| Loans to shares & deposits | 90.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $113.90M | $104.19M | $0 | $15.66M |
| Jun 2023 | $137.53M | $123.09M | $0 | $16.09M |
| Jun 2024 | $130.33M | $119.77M | $0 | $17.03M |
| Jun 2025 | $138.07M | $125.71M | $0 | $18.64M |
| Jun 2026 | $128.61M | $113.55M | $0 | $19.82M |
Branch footprint
| State | Branches |
|---|---|
| New York | 3 |
Similar-sized credit unions
Energy ($128.77M) · Meijer ($128.13M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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