Advertisement
United Financial
Saginaw, MI · NCUA Charter #61657 · State charter, federally insured · Chartered 1964
Total assets
$360.07M
Shares & deposits
$325.72M
Total loans
$218.14M
Members
21,552
Net worth
$38.63M
Branches
10
Rank: #942 of 4,299 U.S. credit unions by assets · #57 of 169 in Michigan. Assets changed 8.3% and membership 0.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Net worth ratio (capital) | 10.73% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.14% |
| Loans to shares & deposits | 67.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $314.34M | $290.98M | $0 | $30.89M |
| Jun 2023 | $321.56M | $298.54M | $0 | $33.14M |
| Jun 2024 | $317.47M | $291.86M | $0 | $34.17M |
| Jun 2025 | $332.60M | $301.50M | $0 | $35.90M |
| Jun 2026 | $360.07M | $325.72M | $0 | $38.63M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 10 |
Similar-sized credit unions
Sharepoint ($360.14M) · Affidian ($360.07M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
Advertisement