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United Heritage
Austin, TX · NCUA Charter #68251 · State charter, federally insured · Chartered 1957
Total assets
$1.71B
Shares & deposits
$1.34B
Total loans
$1.24B
Members
84,014
Net worth
$168.65M
Branches
12
Rank: #294 of 4,299 U.S. credit unions by assets · #20 of 380 in Texas. Assets changed 5.2% and membership 3.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.87% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.98% |
| Loans to shares & deposits | 92.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.47B | $1.32B | $0 | $129.72M |
| Jun 2023 | $1.54B | $1.30B | $0 | $142.93M |
| Jun 2024 | $1.57B | $1.29B | $0 | $150.50M |
| Jun 2025 | $1.62B | $1.31B | $0 | $159.07M |
| Jun 2026 | $1.71B | $1.34B | $0 | $168.65M |
Branch footprint
| State | Branches |
|---|---|
| Texas | 12 |
Similar-sized credit unions
Truwest ($1.71B) · Pima ($1.70B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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