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Upper Cumberland
Crossville, TN · NCUA Charter #832 · Federal charter · Chartered 1935
Total assets
$140.53M
Shares & deposits
$125.70M
Total loans
$109.59M
Members
9,569
Net worth
$13.52M
Branches
4
Rank: #1,548 of 4,299 U.S. credit unions by assets · #36 of 125 in Tennessee. Assets changed 7.3% and membership 6.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.92% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.04% |
| Loans to shares & deposits | 87.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $116.05M | $106.04M | $0 | $9.31M |
| Jun 2023 | $117.70M | $105.99M | $0 | $10.34M |
| Jun 2024 | $119.86M | $107.12M | $0 | $11.37M |
| Jun 2025 | $130.96M | $116.02M | $0 | $12.84M |
| Jun 2026 | $140.53M | $125.70M | $0 | $13.52M |
Branch footprint
| State | Branches |
|---|---|
| Tennessee | 4 |
Similar-sized credit unions
Tendto ($141.29M) · Clinchfield ($140.28M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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