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Urban Beginnings Choice
Fort Wayne, IN · NCUA Charter #24781 · Federal charter · Chartered 2006
Total assets
$1.83M
Shares & deposits
$1.30M
Total loans
$717.01K
Members
299
Net worth
$178.81K
Branches
2
Rank: #4,084 of 4,299 U.S. credit unions by assets · #111 of 121 in Indiana. Assets changed 10.7% and membership 2.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.77% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.06% |
| Loans to shares & deposits | 55.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $336.00K | $156.43K | $0 | $179.57K |
| Jun 2023 | $864.43K | $585.29K | $0 | $278.26K |
| Jun 2024 | $812.67K | $381.27K | $0 | $140.92K |
| Jun 2025 | $1.65M | $1.39M | $0 | $137.90K |
| Jun 2026 | $1.83M | $1.30M | $0 | $178.81K |
Branch footprint
| State | Branches |
|---|---|
| Indiana | 2 |
Similar-sized credit unions
Danfoss Employees ($1.87M) · Guernsey Community ($1.83M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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