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Valley 1St Community
MONESSEN, PA · NCUA Charter #649 · Federal charter · Chartered 1935
Total assets
$106.89M
Shares & deposits
$82.68M
Total loans
$58.71M
Members
7,411
Net worth
$24.72M
Branches
2
Rank: #1,773 of 4,299 U.S. credit unions by assets · #84 of 269 in Pennsylvania. Assets changed 5.6% and membership -0.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 23.12% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.54% |
| Loans to shares & deposits | 71.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $98.73M | $76.18M | $0 | $21.58M |
| Jun 2023 | $99.97M | $77.46M | $0 | $21.68M |
| Jun 2024 | $97.45M | $73.94M | $0 | $22.55M |
| Jun 2025 | $101.20M | $77.43M | $0 | $23.40M |
| Jun 2026 | $106.89M | $82.68M | $0 | $24.72M |
Branch footprint
| State | Branches |
|---|---|
| Pennsylvania | 2 |
Similar-sized credit unions
Advanced Financial ($106.96M) · Farmway ($106.77M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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