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Velma
Velma, OK · NCUA Charter #8962 · Federal charter · Chartered 1953
Total assets
$3.09M
Shares & deposits
$2.61M
Total loans
$2.63M
Members
689
Net worth
$468.53K
Branches
1
Rank: #3,979 of 4,299 U.S. credit unions by assets · #51 of 52 in Oklahoma. Assets changed 0.6% and membership -1.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 15.16% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.43% |
| Loans to shares & deposits | 100.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.62M | $3.24M | $0 | $370.52K |
| Jun 2023 | $3.27M | $2.87M | $0 | $384.40K |
| Jun 2024 | $2.96M | $2.54M | $0 | $402.90K |
| Jun 2025 | $3.07M | $2.61M | $0 | $440.40K |
| Jun 2026 | $3.09M | $2.61M | $0 | $468.53K |
Branch footprint
| State | Branches |
|---|---|
| Oklahoma | 1 |
Similar-sized credit unions
Coffee County Teachers ($3.10M) · St. Ann'S Arlington ($3.09M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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