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Credit Unions · Michigan

Vibe

Novi, MI · NCUA Charter #61522 · State charter, federally insured · Chartered 1953

Total assets
$1.58B
Shares & deposits
$1.24B
Total loans
$950.48M
Members
74,191
Net worth
$165.06M
Branches
16
Rank: #313 of 4,299 U.S. credit unions by assets · #18 of 169 in Michigan. Assets changed 2.9% and membership -0.8% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)10.46%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.73%
Loans to shares & deposits76.8%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$1.16B$1.03B$0$138.04M
Jun 2023$1.23B$1.10B$0$146.45M
Jun 2024$1.43B$1.15B$0$156.25M
Jun 2025$1.53B$1.21B$0$157.75M
Jun 2026$1.58B$1.24B$0$165.06M

Branch footprint

StateBranches
Michigan16

Similar-sized credit unions

Red River Employees ($1.58B) · Verve, A Credit Union ($1.58B)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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