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Visions
ENDICOTT, NY · NCUA Charter #17429 · Federal charter · Chartered 1966
Total assets
$5.53B
Shares & deposits
$4.92B
Total loans
$3.52B
Members
253,264
Net worth
$553.14M
Branches
60
Rank: #76 of 4,299 U.S. credit unions by assets · #7 of 268 in New York. Assets changed 4.9% and membership 0.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.00% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.66% |
| Loans to shares & deposits | 71.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $5.60B | $4.51B | $0 | $611.91M |
| Jun 2023 | $5.70B | $4.46B | $0 | $612.00M |
| Jun 2024 | $5.42B | $4.49B | $0 | $514.89M |
| Jun 2025 | $5.28B | $4.53B | $0 | $527.16M |
| Jun 2026 | $5.53B | $4.92B | $0 | $553.14M |
Branch footprint
| State | Branches |
|---|---|
| New York | 33 |
| New Jersey | 16 |
| Pennsylvania | 11 |
Similar-sized credit unions
Truliant ($5.62B) · California ($5.43B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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