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Credit Unions · U.S. Virgin Islands
Vitelco Employees
Charlotte Amali, VI · NCUA Charter #23294 · Federal charter · Chartered 1979
Total assets
$1.60M
Shares & deposits
$1.50M
Total loans
$443.30K
Members
330
Net worth
$81.92K
Branches
2
Rank: #4,107 of 4,299 U.S. credit unions by assets · #5 of 5 in U.S. Virgin Islands. Assets changed -6.2% and membership -0.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 5.14% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 5.49% |
| Loans to shares & deposits | 29.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.94M | $1.62M | $0 | $293.78K |
| Jun 2023 | $1.83M | $1.57M | $0 | $233.78K |
| Jun 2024 | $1.72M | $1.52M | $0 | $177.94K |
| Jun 2025 | $1.70M | $1.55M | $0 | $133.55K |
| Jun 2026 | $1.60M | $1.50M | $0 | $81.92K |
Branch footprint
| State | Branches |
|---|---|
| U.S. Virgin Islands | 2 |
Similar-sized credit unions
Judicial & Justice ($1.65M) · Gary Firefighters Association ($1.59M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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