Advertisement
Vystar
Jacksonville, FL · NCUA Charter #68490 · State charter, federally insured · Chartered 1952
Total assets
$14.27B
Shares & deposits
$11.17B
Total loans
$10.73B
Members
1,024,058
Net worth
$1.24B
Branches
99
Rank: #18 of 4,299 U.S. credit unions by assets · #2 of 107 in Florida. Assets changed 2.0% and membership -0.0% over the year to June 30, 2026.
Advertisement
Key ratios
| Net worth ratio (capital) | 8.93% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.88% |
| Loans to shares & deposits | 96.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $13.03B | $10.96B | $0 | $1.20B |
| Jun 2023 | $13.65B | $10.59B | $0 | $1.24B |
| Jun 2024 | $14.75B | $10.80B | $0 | $1.30B |
| Jun 2025 | $13.99B | $11.05B | $0 | $1.20B |
| Jun 2026 | $14.27B | $11.17B | $0 | $1.24B |
Branch footprint
| State | Branches |
|---|---|
| Florida | 91 |
| Georgia | 8 |
Similar-sized credit unions
Security Service ($14.36B) · Global ($13.00B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
Advertisement