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Water'S Edge
Biloxi, MS · NCUA Charter #8593 · Federal charter · Chartered 1953
Total assets
$5.03M
Shares & deposits
$4.39M
Total loans
$2.55M
Members
600
Net worth
$360.44K
Branches
1
Rank: #3,834 of 4,299 U.S. credit unions by assets · #46 of 55 in Mississippi. Assets changed -4.1% and membership -2.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 7.16% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.48% |
| Loans to shares & deposits | 58.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $5.69M | $5.18M | $0 | $484.05K |
| Jun 2023 | $6.23M | $5.50M | $0 | $422.89K |
| Jun 2024 | $5.39M | $4.71M | $0 | $406.19K |
| Jun 2025 | $5.25M | $4.59M | $0 | $387.56K |
| Jun 2026 | $5.03M | $4.39M | $0 | $360.44K |
Branch footprint
| State | Branches |
|---|---|
| Mississippi | 1 |
Similar-sized credit unions
Tvh ($5.05M) · Corpus Christi S.P. ($5.03M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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