Advertisement
Watertown Municipal
WATERTOWN, MA · NCUA Charter #67615 · State charter, federally insured · Chartered 1934
Total assets
$9.65M
Shares & deposits
$6.00M
Total loans
$3.12M
Members
657
Net worth
$3.56M
Branches
1
Rank: #3,539 of 4,299 U.S. credit unions by assets · #102 of 121 in Massachusetts. Assets changed -4.9% and membership -3.5% over the year to June 30, 2026.
Advertisement
Key ratios
| Net worth ratio (capital) | 36.86% |
| Return on assets (annualized, approx.) | 0.00% |
| Loans to shares & deposits | 52.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $11.84M | $8.41M | $0 | $3.34M |
| Jun 2023 | $10.46M | $7.01M | $0 | $3.36M |
| Jun 2024 | $10.07M | $6.61M | $0 | $3.39M |
| Jun 2025 | $10.15M | $6.59M | $0 | $3.48M |
| Jun 2026 | $9.65M | $6.00M | $0 | $3.56M |
Branch footprint
| State | Branches |
|---|---|
| Massachusetts | 1 |
Similar-sized credit unions
Birmingham City ($9.67M) · Solon/Chagrin Falls ($9.63M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
Advertisement