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Watertown Postal
WATERTOWN, NY · NCUA Charter #6112 · Federal charter · Chartered 1949
Total assets
$5.66M
Shares & deposits
$4.83M
Total loans
$2.45M
Members
488
Net worth
$814.29K
Branches
1
Rank: #3,779 of 4,299 U.S. credit unions by assets · #225 of 268 in New York. Assets changed -3.6% and membership -3.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 14.40% |
| Return on assets (annualized, approx.) | 0.00% |
| Loans to shares & deposits | 50.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $8.93M | $8.08M | $0 | $846.72K |
| Jun 2023 | $6.73M | $5.93M | $0 | $794.41K |
| Jun 2024 | $6.01M | $5.23M | $0 | $818.79K |
| Jun 2025 | $5.87M | $5.07M | $0 | $799.45K |
| Jun 2026 | $5.66M | $4.83M | $0 | $814.29K |
Branch footprint
| State | Branches |
|---|---|
| New York | 1 |
Similar-sized credit unions
Regional Water Authority Employees ($5.68M) · Northeast Schools And Hospital ($5.64M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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