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Wayne County Community
Smithville, OH · NCUA Charter #17449 · Federal charter · Chartered 1966
Total assets
$54.16M
Shares & deposits
$47.87M
Total loans
$19.50M
Members
4,368
Net worth
$6.10M
Branches
3
Rank: #2,336 of 4,299 U.S. credit unions by assets · #105 of 192 in Ohio. Assets changed 1.5% and membership -6.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.25% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.13% |
| Loans to shares & deposits | 40.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $53.45M | $48.46M | $0 | $4.80M |
| Jun 2023 | $50.15M | $44.95M | $0 | $5.05M |
| Jun 2024 | $49.03M | $43.45M | $0 | $5.24M |
| Jun 2025 | $53.37M | $47.18M | $0 | $5.50M |
| Jun 2026 | $54.16M | $47.87M | $0 | $6.10M |
Branch footprint
| State | Branches |
|---|---|
| Ohio | 3 |
Similar-sized credit unions
Total Choice ($54.25M) · Glatco ($54.13M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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