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Wellspring
Bridge City, TX · NCUA Charter #12181 · Federal charter · Chartered 1958
Total assets
$91.80M
Shares & deposits
$82.30M
Total loans
$66.70M
Members
8,280
Net worth
$8.17M
Branches
4
Rank: #1,899 of 4,299 U.S. credit unions by assets · #150 of 380 in Texas. Assets changed 2.1% and membership -0.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.89% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.38% |
| Loans to shares & deposits | 81.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $64.04M | $57.26M | $0 | $5.64M |
| Jun 2023 | $80.49M | $72.16M | $0 | $7.03M |
| Jun 2024 | $83.37M | $74.34M | $0 | $7.49M |
| Jun 2025 | $89.93M | $80.28M | $0 | $8.08M |
| Jun 2026 | $91.80M | $82.30M | $0 | $8.17M |
Branch footprint
| State | Branches |
|---|---|
| Texas | 4 |
Similar-sized credit unions
Sunset ($91.80M) · Good Neighbors ($91.73M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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