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Winsouth
GADSDEN, AL · NCUA Charter #68744 · State charter, federally insured · Chartered 1951
Total assets
$479.38M
Shares & deposits
$438.73M
Total loans
$305.54M
Members
33,719
Net worth
$49.90M
Branches
9
Rank: #780 of 4,299 U.S. credit unions by assets · #16 of 88 in Alabama. Assets changed 6.4% and membership -6.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.41% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.57% |
| Loans to shares & deposits | 69.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2025 | $450.42M | $418.18M | $0 | $46.47M |
| Jun 2026 | $479.38M | $438.73M | $0 | $49.90M |
Branch footprint
| State | Branches |
|---|---|
| Alabama | 9 |
Similar-sized credit unions
Widget ($480.32M) · Members ($477.08M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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