Advertisement
Y-12
Oak Ridge, TN · NCUA Charter #6775 · Federal charter · Chartered 1950
Total assets
$2.76B
Shares & deposits
$2.19B
Total loans
$2.26B
Members
137,984
Net worth
$290.92M
Branches
25
Rank: #188 of 4,299 U.S. credit unions by assets · #6 of 125 in Tennessee. Assets changed 19.5% and membership 14.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Net worth ratio (capital) | 10.53% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.17% |
| Loans to shares & deposits | 102.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.69B | $1.46B | $0 | $191.22M |
| Jun 2023 | $1.92B | $1.54B | $0 | $216.21M |
| Jun 2024 | $1.97B | $1.67B | $0 | $238.61M |
| Jun 2025 | $2.31B | $1.80B | $0 | $262.08M |
| Jun 2026 | $2.76B | $2.19B | $0 | $290.92M |
Branch footprint
| State | Branches |
|---|---|
| Tennessee | 18 |
| Kentucky | 7 |
Similar-sized credit unions
American Eagle Financial ($2.77B) · Abound ($2.76B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
Advertisement