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Alliance Bank
Francesville, IN · FDIC Certificate #197 · Chartered 07/0
Total assets
$454.84M
Total deposits
$398.15M
Total equity
$47.82M
Net loans
$320.61M
Branches (offices)
7
Net income (YTD)
$5.23M
Rank: #1,893 of 4,213 U.S. banks by assets · #45 of 87 in Indiana. Assets changed -0.9% and deposits -1.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.28% |
| Return on equity | 22.46% |
| Net interest margin (YTD) | 4.43% |
| Equity to assets | 10.51% |
| Tier 1 leverage ratio | 12.43% |
| Uninsured deposits (share of deposits) | 24.4% |
| Noncurrent loans (share of loans) | 0.01% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 80.5% |
| Real estate loans (share of loans) | 76.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $246.25M | 76.8% | |
| Commercial & industrial | $31.31M | 9.8% | |
| Consumer / individual | $532.00K | 0.2% | |
| Construction & development | $23.53M | 7.3% | |
| Agricultural | $46.26M | 14.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $396.99M | $351.95M | $2.23M | $28.20M |
| Jun 2023 | $400.00M | $356.35M | $4.26M | $31.83M |
| Jun 2024 | $430.82M | $359.73M | $4.14M | $36.07M |
| Jun 2025 | $459.00M | $404.18M | $4.46M | $40.16M |
| Jun 2026 | $454.84M | $398.15M | $5.23M | $47.82M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $398.15M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $398.15M.
Similar-sized banks
The Hometown Savings Bank ($455.66M) · The Lincoln National Bank Of Hodgenville ($454.38M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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