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The Lincoln National Bank Of Hodgenville
Hodgenville, KY · FDIC Certificate #2750 · Chartered 07/2
Total assets
$454.38M
Total deposits
$377.82M
Total equity
$65.66M
Net loans
$354.34M
Branches (offices)
5
Net income (YTD)
$3.18M
Rank: #1,894 of 4,213 U.S. banks by assets · #46 of 120 in Kentucky. Assets changed 2.6% and deposits 1.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.41% |
| Return on equity | 9.94% |
| Net interest margin (YTD) | 4.61% |
| Equity to assets | 14.45% |
| Tier 1 leverage ratio | 14.89% |
| Uninsured deposits (share of deposits) | 16.0% |
| Noncurrent loans (share of loans) | 0.43% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 93.8% |
| Real estate loans (share of loans) | 90.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $320.56M | 90.5% | |
| Commercial & industrial | $16.60M | 4.7% | |
| Consumer / individual | $15.16M | 4.3% | |
| Construction & development | $20.45M | 5.8% | |
| Agricultural | $6.65M | 1.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $405.98M | $351.14M | $2.15M | $46.04M |
| Jun 2023 | $427.39M | $368.47M | $2.55M | $48.55M |
| Jun 2024 | $419.31M | $358.51M | $2.84M | $53.94M |
| Jun 2025 | $443.03M | $371.51M | $2.99M | $59.42M |
| Jun 2026 | $454.38M | $377.82M | $3.18M | $65.66M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kentucky | $377.82M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $377.82M.
Similar-sized banks
Alliance Bank ($454.84M) · Pacific Alliance Bank ($454.37M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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