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American Business Bank
Los Angeles, CA · FDIC Certificate #34788 · Chartered 09/2
Total assets
$4.42B
Total deposits
$3.94B
Total equity
$436.69M
Net loans
$3.09B
Branches (offices)
1
Net income (YTD)
$32.10M
Rank: #314 of 4,213 U.S. banks by assets · #26 of 115 in California. Assets changed 2.8% and deposits 1.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.46% |
| Return on equity | 15.17% |
| Net interest margin (YTD) | 4.00% |
| Equity to assets | 9.89% |
| Tier 1 leverage ratio | 11.01% |
| Uninsured deposits (share of deposits) | 75.7% |
| Noncurrent loans (share of loans) | 0.44% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 78.5% |
| Real estate loans (share of loans) | 79.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.45B | 79.4% | |
| Commercial & industrial | $646.56M | 20.9% | |
| Consumer / individual | $8.12M | 0.3% | |
| Construction & development | $99.17M | 3.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.78B | $3.46B | $21.36M | $239.38M |
| Jun 2023 | $3.90B | $3.25B | $22.41M | $283.05M |
| Jun 2024 | $3.93B | $3.46B | $20.00M | $330.87M |
| Jun 2025 | $4.30B | $3.87B | $25.04M | $372.60M |
| Jun 2026 | $4.42B | $3.94B | $32.10M | $436.69M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $3.94B | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $3.94B.
Similar-sized banks
Hometrust Bank ($4.44B) · First Business Bank ($4.41B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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