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American Exchange Bank
Elmwood, NE · FDIC Certificate #10647 · Chartered 07/1
Total assets
$69.66M
Total deposits
$61.81M
Total equity
$6.58M
Net loans
$47.59M
Branches (offices)
2
Net income (YTD)
$812.00K
Rank: #3,909 of 4,213 U.S. banks by assets · #121 of 138 in Nebraska. Assets changed 5.2% and deposits 10.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.28% |
| Return on equity | 26.00% |
| Net interest margin (YTD) | 4.47% |
| Equity to assets | 9.44% |
| Tier 1 leverage ratio | 9.63% |
| Uninsured deposits (share of deposits) | 13.0% |
| Noncurrent loans (share of loans) | 0.98% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 77.0% |
| Real estate loans (share of loans) | 57.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $27.26M | 57.3% | |
| Commercial & industrial | $10.82M | 22.7% | |
| Consumer / individual | $1.28M | 2.7% | |
| Construction & development | $38.00K | 0.1% | |
| Agricultural | $8.89M | 18.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $67.22M | $58.16M | $223.00K | $5.47M |
| Jun 2023 | $70.06M | $52.94M | $628.00K | $5.57M |
| Jun 2024 | $67.26M | $50.60M | $734.00K | $6.55M |
| Jun 2025 | $66.23M | $55.84M | $938.00K | $7.28M |
| Jun 2026 | $69.66M | $61.81M | $812.00K | $6.58M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $61.81M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $61.81M.
Similar-sized banks
Bank Of Holyrood ($69.77M) · Farmers State Bank ($69.33M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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