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Farmers State Bank
Booneville, KY · FDIC Certificate #5838 · Chartered 01/0
Total assets
$69.33M
Total deposits
$62.51M
Total equity
$5.31M
Net loans
$28.01M
Branches (offices)
2
Net income (YTD)
$388.00K
Rank: #3,910 of 4,213 U.S. banks by assets · #111 of 120 in Kentucky. Assets changed 11.1% and deposits 10.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.13% |
| Return on equity | 14.64% |
| Net interest margin (YTD) | 4.22% |
| Equity to assets | 7.65% |
| Tier 1 leverage ratio | 10.71% |
| Uninsured deposits (share of deposits) | 24.1% |
| Noncurrent loans (share of loans) | 1.07% |
| Net charge-offs (share of loans) | 0.25% |
| Loans to deposits | 44.8% |
| Real estate loans (share of loans) | 72.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $20.42M | 72.9% | |
| Commercial & industrial | $2.44M | 8.7% | |
| Consumer / individual | $3.50M | 12.5% | |
| Construction & development | $3.08M | 11.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $62.79M | $54.00M | $360.00K | $3.56M |
| Jun 2023 | $61.10M | $53.01M | $365.00K | $2.61M |
| Jun 2024 | $61.03M | $53.86M | $352.00K | $3.55M |
| Jun 2025 | $62.42M | $56.58M | $416.00K | $4.65M |
| Jun 2026 | $69.33M | $62.51M | $388.00K | $5.31M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kentucky | $62.51M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $62.51M.
Similar-sized banks
American Exchange Bank ($69.66M) · Community Bank ($69.28M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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