Advertisement

Banks · South Dakota

Community Bank

Avon, SD · FDIC Certificate #1687 · Chartered 01/0

Total assets
$69.28M
Total deposits
$60.22M
Total equity
$7.97M
Net loans
$42.02M
Branches (offices)
1
Net income (YTD)
$323.00K
Rank: #3,911 of 4,213 U.S. banks by assets · #47 of 56 in South Dakota. Assets changed 9.2% and deposits 9.8% over the year to June 30, 2026.
Advertisement

Key ratios

Return on assets (YTD, annualized by FDIC)0.93%
Return on equity8.23%
Net interest margin (YTD)3.79%
Equity to assets11.51%
Tier 1 leverage ratio12.20%
Uninsured deposits (share of deposits)11.8%
Noncurrent loans (share of loans)0.60%
Net charge-offs (share of loans)0.22%
Loans to deposits69.8%
Real estate loans (share of loans)23.3%

Loan mix

CategoryAmountShare
Real estate loans$9.79M
23.3%
Commercial & industrial$9.48M
22.6%
Consumer / individual$3.87M
9.2%
Construction & development$0
0.0%
Agricultural$19.36M
46.1%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$67.60M$60.56M$211.00K$6.67M
Jun 2023$61.85M$55.23M$130.00K$6.30M
Jun 2024$68.34M$55.67M$100.00K$6.74M
Jun 2025$63.43M$54.83M$191.00K$7.38M
Jun 2026$69.28M$60.22M$323.00K$7.97M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
South Dakota$60.22M1

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $60.22M.

Similar-sized banks

Farmers State Bank ($69.33M) · Bank Of Gueydan ($69.22M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

Advertisement