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American Plus Bank, N.A.
Arcadia, CA · FDIC Certificate #58469 · Chartered 08/0
Total assets
$935.05M
Total deposits
$747.99M
Total equity
$149.99M
Net loans
$792.08M
Branches (offices)
4
Net income (YTD)
$8.11M
Rank: #1,108 of 4,213 U.S. banks by assets · #65 of 115 in California. Assets changed 7.2% and deposits 4.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.81% |
| Return on equity | 11.09% |
| Net interest margin (YTD) | 4.04% |
| Equity to assets | 16.04% |
| Tier 1 leverage ratio | 16.46% |
| Uninsured deposits (share of deposits) | 33.5% |
| Noncurrent loans (share of loans) | 0.04% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 105.9% |
| Real estate loans (share of loans) | 94.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $748.78M | 94.5% | |
| Commercial & industrial | $36.48M | 4.6% | |
| Consumer / individual | $13.41M | 1.7% | |
| Construction & development | $178.79M | 22.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $592.14M | $483.32M | $6.06M | $105.42M |
| Jun 2023 | $667.24M | $540.99M | $5.57M | $114.94M |
| Jun 2024 | $694.56M | $555.64M | $5.58M | $125.20M |
| Jun 2025 | $872.51M | $717.86M | $6.11M | $134.50M |
| Jun 2026 | $935.05M | $747.99M | $8.11M | $149.99M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $747.99M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $747.99M.
Similar-sized banks
First Commerce Bank ($935.08M) · Newfirst National Bank ($934.93M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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