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American State Bank Of Grygla
Grygla, MN · FDIC Certificate #22263 · Chartered 04/3
Total assets
$81.76M
Total deposits
$73.92M
Total equity
$7.45M
Net loans
$41.73M
Branches (offices)
2
Net income (YTD)
$592.00K
Rank: #3,816 of 4,213 U.S. banks by assets · #187 of 221 in Minnesota. Assets changed -3.4% and deposits -5.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.46% |
| Return on equity | 16.41% |
| Net interest margin (YTD) | 3.71% |
| Equity to assets | 9.11% |
| Tier 1 leverage ratio | 10.83% |
| Uninsured deposits (share of deposits) | 16.3% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 56.5% |
| Real estate loans (share of loans) | 49.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $20.67M | 49.5% | |
| Commercial & industrial | $7.88M | 18.9% | |
| Consumer / individual | $4.92M | 11.8% | |
| Construction & development | $282.00K | 0.7% | |
| Agricultural | $8.68M | 20.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $74.31M | $69.64M | $173.00K | $4.45M |
| Jun 2023 | $69.05M | $64.03M | $393.00K | $4.78M |
| Jun 2024 | $73.33M | $67.73M | $357.00K | $5.27M |
| Jun 2025 | $84.67M | $77.92M | $558.00K | $6.44M |
| Jun 2026 | $81.76M | $73.92M | $592.00K | $7.45M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $73.92M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $73.92M.
Similar-sized banks
First State Bank ($82.07M) · State Bank Of Cold Spring ($81.72M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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