Advertisement
First State Bank
Tahlequah, OK · FDIC Certificate #22448 · Chartered 04/1
Total assets
$82.07M
Total deposits
$74.08M
Total equity
$7.25M
Net loans
$51.26M
Branches (offices)
2
Net income (YTD)
$134.00K
Rank: #3,815 of 4,213 U.S. banks by assets · #139 of 168 in Oklahoma. Assets changed -1.4% and deposits -1.5% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.33% |
| Return on equity | 3.66% |
| Net interest margin (YTD) | 3.61% |
| Equity to assets | 8.84% |
| Tier 1 leverage ratio | 10.37% |
| Uninsured deposits (share of deposits) | 8.9% |
| Noncurrent loans (share of loans) | 2.25% |
| Net charge-offs (share of loans) | 0.60% |
| Loans to deposits | 69.2% |
| Real estate loans (share of loans) | 84.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $43.43M | 84.7% | |
| Commercial & industrial | $4.25M | 8.3% | |
| Consumer / individual | $3.33M | 6.5% | |
| Construction & development | $5.38M | 10.5% | |
| Agricultural | $357.00K | 0.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $71.18M | $64.95M | -$70.00K | $6.11M |
| Jun 2023 | $70.74M | $64.33M | $165.00K | $6.17M |
| Jun 2024 | $78.76M | $72.27M | -$44.00K | $6.15M |
| Jun 2025 | $83.23M | $75.21M | $172.00K | $6.83M |
| Jun 2026 | $82.07M | $74.08M | $134.00K | $7.25M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $74.08M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $74.08M.
Similar-sized banks
Sunnyside Federal Savings And Loan Association Of Irvington ($82.27M) · American State Bank Of Grygla ($81.76M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement