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Apex Banking Company Of Georgia
Cleveland, GA · FDIC Certificate #10074 · Chartered 07/1
Total assets
$72.63M
Total deposits
$66.50M
Total equity
$5.85M
Net loans
$44.77M
Branches (offices)
2
Net income (YTD)
$203.00K
Rank: #3,889 of 4,213 U.S. banks by assets · #118 of 123 in Georgia. Assets changed 9.1% and deposits 8.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.55% |
| Return on equity | 6.98% |
| Net interest margin (YTD) | 5.07% |
| Equity to assets | 8.06% |
| Tier 1 leverage ratio | 9.70% |
| Uninsured deposits (share of deposits) | 21.2% |
| Noncurrent loans (share of loans) | 0.03% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 67.3% |
| Real estate loans (share of loans) | 88.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $39.52M | 88.3% | |
| Commercial & industrial | $3.61M | 8.1% | |
| Consumer / individual | $2.20M | 4.9% | |
| Construction & development | $8.26M | 18.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $53.04M | $47.35M | $90.00K | $5.60M |
| Jun 2023 | $51.90M | $46.73M | -$146.00K | $5.10M |
| Jun 2024 | $60.77M | $55.83M | -$270.00K | $4.77M |
| Jun 2025 | $66.59M | $61.15M | $113.00K | $5.22M |
| Jun 2026 | $72.63M | $66.50M | $203.00K | $5.85M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Georgia | $66.50M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $66.50M.
Similar-sized banks
Farmers State Bank ($72.65M) · Haskell National Bank ($72.62M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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