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Farmers State Bank
Yale, IA · FDIC Certificate #9106 · Chartered 03/2
Total assets
$72.65M
Total deposits
$64.21M
Total equity
$8.04M
Net loans
$40.22M
Branches (offices)
1
Net income (YTD)
$766.00K
Rank: #3,888 of 4,213 U.S. banks by assets · #206 of 225 in Iowa. Assets changed 4.3% and deposits 2.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.09% |
| Return on equity | 19.62% |
| Net interest margin (YTD) | 3.91% |
| Equity to assets | 11.07% |
| Tier 1 leverage ratio | 12.03% |
| Uninsured deposits (share of deposits) | 20.4% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 62.6% |
| Real estate loans (share of loans) | 69.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $28.05M | 69.7% | |
| Commercial & industrial | $3.31M | 8.2% | |
| Consumer / individual | $1.69M | 4.2% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $7.32M | 18.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $64.18M | $59.25M | $323.00K | $4.58M |
| Jun 2023 | $63.45M | $51.91M | $421.00K | $4.86M |
| Jun 2024 | $66.29M | $60.39M | $424.00K | $5.53M |
| Jun 2025 | $69.64M | $62.58M | $465.00K | $6.69M |
| Jun 2026 | $72.65M | $64.21M | $766.00K | $8.04M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $64.21M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $64.21M.
Similar-sized banks
Community State Bank Of Canton ($73.02M) · Apex Banking Company Of Georgia ($72.63M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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