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Armor Bank
Forrest City, AR · FDIC Certificate #28812 · Chartered 01/0
Total assets
$516.93M
Total deposits
$460.47M
Total equity
$43.69M
Net loans
$390.04M
Branches (offices)
12
Net income (YTD)
$2.19M
Rank: #1,742 of 4,213 U.S. banks by assets · #39 of 78 in Arkansas. Assets changed 10.3% and deposits 7.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.88% |
| Return on equity | 10.24% |
| Net interest margin (YTD) | 4.04% |
| Equity to assets | 8.45% |
| Tier 1 leverage ratio | 9.40% |
| Uninsured deposits (share of deposits) | 19.7% |
| Noncurrent loans (share of loans) | 0.41% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 84.7% |
| Real estate loans (share of loans) | 86.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $338.83M | 86.9% | |
| Commercial & industrial | $32.94M | 8.4% | |
| Consumer / individual | $3.99M | 1.0% | |
| Construction & development | $28.13M | 7.2% | |
| Agricultural | $19.16M | 4.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $373.17M | $325.06M | $523.00K | $29.55M |
| Jun 2023 | $407.34M | $372.15M | $546.00K | $30.98M |
| Jun 2024 | $450.57M | $393.65M | $218.00K | $35.39M |
| Jun 2025 | $468.78M | $427.70M | $1.40M | $39.03M |
| Jun 2026 | $516.93M | $460.47M | $2.19M | $43.69M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $460.47M | 12 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $460.47M.
Similar-sized banks
The Brenham National Bank ($517.69M) · Central Savings Bank ($516.76M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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