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The Brenham National Bank
Brenham, TX · FDIC Certificate #3113 · Chartered 04/2
Total assets
$517.69M
Total deposits
$464.46M
Total equity
$50.08M
Net loans
$279.22M
Branches (offices)
4
Net income (YTD)
$3.62M
Rank: #1,741 of 4,213 U.S. banks by assets · #157 of 346 in Texas. Assets changed 7.6% and deposits 11.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.41% |
| Return on equity | 14.81% |
| Net interest margin (YTD) | 3.97% |
| Equity to assets | 9.67% |
| Tier 1 leverage ratio | 11.76% |
| Uninsured deposits (share of deposits) | 27.5% |
| Noncurrent loans (share of loans) | 1.54% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 60.1% |
| Real estate loans (share of loans) | 96.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $270.35M | 96.8% | |
| Commercial & industrial | $8.69M | 3.1% | |
| Consumer / individual | $3.55M | 1.3% | |
| Construction & development | $81.94M | 29.3% | |
| Agricultural | $404.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $463.70M | $428.64M | $2.72M | $33.29M |
| Jun 2023 | $470.92M | $436.49M | $2.15M | $31.98M |
| Jun 2024 | $476.84M | $438.47M | $2.04M | $35.42M |
| Jun 2025 | $481.07M | $418.18M | $2.57M | $42.91M |
| Jun 2026 | $517.69M | $464.46M | $3.62M | $50.08M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $464.46M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $464.46M.
Similar-sized banks
New Omni Bank, National Association ($517.94M) · Armor Bank ($516.93M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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