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Ascendia Bank
Glen Rock, NJ · FDIC Certificate #28729 · Chartered 01/0
Total assets
$395.30M
Total deposits
$318.80M
Total equity
$35.93M
Net loans
$319.85M
Branches (offices)
5
Net income (YTD)
$461.00K
Rank: #2,079 of 4,213 U.S. banks by assets · #38 of 49 in New Jersey. Assets changed 1.4% and deposits 4.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.24% |
| Return on equity | 2.58% |
| Net interest margin (YTD) | 2.60% |
| Equity to assets | 9.09% |
| Tier 1 leverage ratio | 9.29% |
| Uninsured deposits (share of deposits) | 8.7% |
| Noncurrent loans (share of loans) | 0.13% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 100.3% |
| Real estate loans (share of loans) | 100.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $321.93M | 100.7% | |
| Commercial & industrial | $89.00K | 0.0% | |
| Consumer / individual | $24.00K | 0.0% | |
| Construction & development | $21.82M | 6.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $311.62M | $242.79M | $610.00K | $34.76M |
| Jun 2023 | $371.06M | $273.76M | $386.00K | $36.25M |
| Jun 2024 | $385.67M | $282.60M | -$336.00K | $36.39M |
| Jun 2025 | $389.93M | $306.62M | -$678.00K | $35.39M |
| Jun 2026 | $395.30M | $318.80M | $461.00K | $35.93M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Jersey | $318.80M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $318.80M.
Similar-sized banks
Peoples Trust Company Of St. Albans ($395.44M) · Southern Independent Bank ($395.28M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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