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Axos Bank
San Diego, CA · FDIC Certificate #35546 · Chartered 07/0
Total assets
$28.87B
Total deposits
$24.83B
Total equity
$2.81B
Net loans
$24.70B
Branches (offices)
3
Net income (YTD)
$303.24M
Rank: #74 of 4,213 U.S. banks by assets · #4 of 115 in California. Assets changed 20.8% and deposits 18.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.16% |
| Return on equity | 22.41% |
| Net interest margin (YTD) | 4.69% |
| Equity to assets | 9.72% |
| Tier 1 leverage ratio | 9.24% |
| Uninsured deposits (share of deposits) | 21.2% |
| Noncurrent loans (share of loans) | 0.44% |
| Net charge-offs (share of loans) | 0.09% |
| Loans to deposits | 99.5% |
| Real estate loans (share of loans) | 38.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $9.53B | 38.6% | |
| Commercial & industrial | $2.96B | 12.0% | |
| Consumer / individual | $699.06M | 2.8% | |
| Construction & development | $1.22B | 4.9% | |
| Agricultural | $1.67M | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $16.00B | $14.08B | $127.60M | $1.63B |
| Jun 2023 | $19.40B | $17.26B | $151.45M | $1.88B |
| Jun 2024 | $22.14B | $19.49B | $189.17M | $2.24B |
| Jun 2025 | $23.90B | $21.04B | $177.92M | $2.48B |
| Jun 2026 | $28.87B | $24.83B | $303.24M | $2.81B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $23.11B | 1 |
| Nevada | $1.56B | 1 |
| Utah | $162.01M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $24.83B.
Similar-sized banks
United Community Bank ($28.99B) · Sallie Mae Bank ($28.54B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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