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Banc Of California
Los Angeles, CA · FDIC Certificate #24045 · Chartered 08/2
Total assets
$34.90B
Total deposits
$28.22B
Total equity
$3.76B
Net loans
$24.88B
Branches (offices)
79
Net income (YTD)
-$152.25M
Rank: #62 of 4,213 U.S. banks by assets · #3 of 115 in California. Assets changed 2.2% and deposits 2.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -0.88% |
| Return on equity | -7.92% |
| Net interest margin (YTD) | 3.31% |
| Equity to assets | 10.79% |
| Tier 1 leverage ratio | 9.64% |
| Uninsured deposits (share of deposits) | 28.9% |
| Noncurrent loans (share of loans) | 2.34% |
| Net charge-offs (share of loans) | 1.39% |
| Loans to deposits | 88.2% |
| Real estate loans (share of loans) | 63.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $15.75B | 63.3% | |
| Commercial & industrial | $3.14B | 12.6% | |
| Consumer / individual | $344.90M | 1.4% | |
| Construction & development | $1.87B | 7.5% | |
| Agricultural | $793.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $40.91B | $34.35B | $257.15M | $3.99B |
| Jun 2023 | $38.17B | $28.10B | -$1.38B | $2.59B |
| Jun 2024 | $35.16B | $28.99B | $84.72M | $3.83B |
| Jun 2025 | $34.16B | $27.67B | $99.37M | $3.76B |
| Jun 2026 | $34.90B | $28.22B | -$152.25M | $3.76B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $20.90B | 77 |
| North Carolina | $7.09B | 1 |
| Colorado | $236.37M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $28.22B.
Similar-sized banks
Commerce Bank ($35.02B) · Bankunited, National Association ($34.86B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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