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Bank 7
Oklahoma City, OK · FDIC Certificate #4147 · Chartered 05/0
Total assets
$1.91B
Total deposits
$1.64B
Total equity
$265.25M
Net loans
$1.58B
Branches (offices)
12
Net income (YTD)
$20.35M
Rank: #625 of 4,213 U.S. banks by assets · #14 of 168 in Oklahoma. Assets changed 4.2% and deposits 2.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.10% |
| Return on equity | 15.78% |
| Net interest margin (YTD) | 5.00% |
| Equity to assets | 13.86% |
| Tier 1 leverage ratio | 13.88% |
| Uninsured deposits (share of deposits) | 23.8% |
| Noncurrent loans (share of loans) | 0.39% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 96.7% |
| Real estate loans (share of loans) | 64.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.02B | 64.6% | |
| Commercial & industrial | $543.21M | 34.3% | |
| Consumer / individual | $6.91M | 0.4% | |
| Construction & development | $235.08M | 14.9% | |
| Agricultural | $32.26M | 2.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.49B | $1.35B | $13.21M | $130.45M |
| Jun 2023 | $1.68B | $1.51B | $19.35M | $160.73M |
| Jun 2024 | $1.68B | $1.48B | $22.81M | $189.75M |
| Jun 2025 | $1.84B | $1.59B | $21.44M | $230.81M |
| Jun 2026 | $1.91B | $1.64B | $20.35M | $265.25M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $1.43B | 8 |
| Texas | $108.76M | 2 |
| Kansas | $94.11M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.64B.
Similar-sized banks
First American Bank ($1.91B) · Btc Bank ($1.91B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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