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Btc Bank
Bethany, MO · FDIC Certificate #10618 · Chartered 09/1
Total assets
$1.91B
Total deposits
$1.45B
Total equity
$174.42M
Net loans
$1.53B
Branches (offices)
30
Net income (YTD)
$7.61M
Rank: #626 of 4,213 U.S. banks by assets · #20 of 190 in Missouri. Assets changed 35.7% and deposits 37.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.90% |
| Return on equity | 8.88% |
| Net interest margin (YTD) | 4.39% |
| Equity to assets | 9.12% |
| Tier 1 leverage ratio | 9.35% |
| Uninsured deposits (share of deposits) | 9.8% |
| Noncurrent loans (share of loans) | 0.72% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 105.8% |
| Real estate loans (share of loans) | 75.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.15B | 75.0% | |
| Commercial & industrial | $94.60M | 6.2% | |
| Consumer / individual | $28.45M | 1.9% | |
| Construction & development | $36.11M | 2.4% | |
| Agricultural | $273.80M | 17.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $920.87M | $831.25M | $3.73M | $88.23M |
| Jun 2023 | $1.07B | $908.10M | $5.75M | $94.14M |
| Jun 2024 | $1.24B | $903.93M | $5.46M | $105.20M |
| Jun 2025 | $1.41B | $1.06B | $9.19M | $157.89M |
| Jun 2026 | $1.91B | $1.45B | $7.61M | $174.42M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $1.41B | 29 |
| Iowa | $36.27M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.45B.
Similar-sized banks
Bank 7 ($1.91B) · Bank Of Bird-In-Hand ($1.91B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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