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Bank Michigan
Brooklyn, MI · FDIC Certificate #1008 · Chartered 10/0
Total assets
$175.99M
Total deposits
$144.91M
Total equity
$19.38M
Net loans
$141.65M
Branches (offices)
3
Net income (YTD)
$547.00K
Rank: #3,135 of 4,213 U.S. banks by assets · #57 of 72 in Michigan. Assets changed 33.5% and deposits 28.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.67% |
| Return on equity | 5.73% |
| Net interest margin (YTD) | 4.56% |
| Equity to assets | 11.01% |
| Tier 1 leverage ratio | 11.25% |
| Uninsured deposits (share of deposits) | 18.7% |
| Noncurrent loans (share of loans) | 1.03% |
| Net charge-offs (share of loans) | -0.38% |
| Loans to deposits | 97.8% |
| Real estate loans (share of loans) | 69.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $98.20M | 69.3% | |
| Commercial & industrial | $24.48M | 17.3% | |
| Consumer / individual | $763.00K | 0.5% | |
| Construction & development | $3.83M | 2.7% | |
| Agricultural | $83.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $115.59M | $103.88M | -$38.00K | $10.40M |
| Jun 2023 | $112.34M | $95.15M | -$482.00K | $9.78M |
| Jun 2024 | $125.22M | $106.16M | -$65.00K | $12.21M |
| Jun 2025 | $131.82M | $112.42M | $341.00K | $11.96M |
| Jun 2026 | $175.99M | $144.91M | $547.00K | $19.38M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Michigan | $144.91M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $144.91M.
Similar-sized banks
All Capital Bank ($176.08M) · Security Bank Of Texas ($175.95M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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