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Security Bank Of Texas
Crawford, TX · FDIC Certificate #15731 · Chartered 03/3
Total assets
$175.95M
Total deposits
$152.63M
Total equity
$20.86M
Net loans
$123.73M
Branches (offices)
4
Net income (YTD)
$846.00K
Rank: #3,136 of 4,213 U.S. banks by assets · #265 of 346 in Texas. Assets changed 19.8% and deposits 21.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.00% |
| Return on equity | 8.24% |
| Net interest margin (YTD) | 5.41% |
| Equity to assets | 11.86% |
| Tier 1 leverage ratio | 12.00% |
| Uninsured deposits (share of deposits) | 23.1% |
| Noncurrent loans (share of loans) | 1.75% |
| Net charge-offs (share of loans) | 0.16% |
| Loans to deposits | 81.1% |
| Real estate loans (share of loans) | 90.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $112.41M | 90.9% | |
| Commercial & industrial | $10.77M | 8.7% | |
| Consumer / individual | $1.26M | 1.0% | |
| Construction & development | $24.99M | 20.2% | |
| Agricultural | $976.00K | 0.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $101.47M | $90.35M | $753.00K | $10.51M |
| Jun 2023 | $128.59M | $115.05M | $692.00K | $12.69M |
| Jun 2024 | $133.96M | $114.82M | $820.00K | $18.01M |
| Jun 2025 | $146.90M | $125.77M | $896.00K | $19.49M |
| Jun 2026 | $175.95M | $152.63M | $846.00K | $20.86M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $152.63M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $152.63M.
Similar-sized banks
Bank Michigan ($175.99M) · First National Bank And Trust Co. Of Bottineau ($175.93M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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