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Bank Of China
New York, NY · FDIC Certificate #33653 · Chartered 01/0
Total assets
$48.52B
Total deposits
$24.67B
Total equity
-
Net loans
$17.55B
Branches (offices)
1
Net income (YTD)
-
Rank: #51 of 4,213 U.S. banks by assets · #6 of 115 in New York. Assets changed 6.4% and deposits 22.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.00% |
| Net interest margin (YTD) | 0.00% |
| Tier 1 leverage ratio | 0.00% |
| Uninsured deposits (share of deposits) | 54.9% |
| Noncurrent loans (share of loans) | 1.63% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 71.1% |
| Real estate loans (share of loans) | 24.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $4.24B | 24.2% | |
| Commercial & industrial | $9.19B | 52.3% | |
| Construction & development | $754.59M | 4.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $46.21B | $21.46B | - | - |
| Jun 2023 | $42.29B | $19.88B | - | - |
| Jun 2024 | $41.34B | $19.51B | - | - |
| Jun 2025 | $45.58B | $20.23B | - | - |
| Jun 2026 | $48.52B | $24.67B | - | - |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New York | $22.56B | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $22.56B.
Similar-sized banks
First National Bank Of Pennsylvania ($50.80B) · Everbank, National Association ($46.69B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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