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Everbank, National Association
Jacksonville, FL · FDIC Certificate #34775 · Chartered 10/0
Total assets
$46.69B
Total deposits
$37.81B
Total equity
$4.28B
Net loans
$36.75B
Branches (offices)
42
Net income (YTD)
$233.11M
Rank: #52 of 4,213 U.S. banks by assets · #2 of 81 in Florida. Assets changed 5.0% and deposits 8.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.00% |
| Return on equity | 11.14% |
| Net interest margin (YTD) | 2.70% |
| Equity to assets | 9.16% |
| Tier 1 leverage ratio | 9.05% |
| Uninsured deposits (share of deposits) | 13.5% |
| Noncurrent loans (share of loans) | 1.42% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 97.2% |
| Real estate loans (share of loans) | 41.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $15.17B | 41.3% | |
| Commercial & industrial | $1.52B | 4.1% | |
| Consumer / individual | $977.31M | 2.7% | |
| Construction & development | $110.02M | 0.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $38.58B | $26.40B | $222.45M | $4.06B |
| Jun 2023 | $36.45B | $25.05B | $59.08M | $3.57B |
| Jun 2024 | $39.45B | $29.32B | $112.36M | $3.60B |
| Jun 2025 | $44.45B | $34.82B | $142.94M | $3.80B |
| Jun 2026 | $46.69B | $37.81B | $233.11M | $4.28B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Florida | $33.49B | 12 |
| California | $4.16B | 28 |
| New York | $158.39M | 1 |
| Missouri | $0 | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $37.81B.
Similar-sized banks
Bank Of China ($48.52B) · Raymond James Bank ($45.60B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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