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Bank Of Clarks
Clarks, NE · FDIC Certificate #16953 · Chartered 02/1
Total assets
$58.45M
Total deposits
$49.16M
Total equity
$5.81M
Net loans
$43.63M
Branches (offices)
3
Net income (YTD)
$87.00K
Rank: #3,972 of 4,213 U.S. banks by assets · #125 of 138 in Nebraska. Assets changed 0.6% and deposits -1.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.29% |
| Return on equity | 3.02% |
| Net interest margin (YTD) | 4.31% |
| Equity to assets | 9.94% |
| Tier 1 leverage ratio | 9.79% |
| Uninsured deposits (share of deposits) | 13.5% |
| Noncurrent loans (share of loans) | 3.20% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 88.8% |
| Real estate loans (share of loans) | 64.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $28.06M | 64.3% | |
| Commercial & industrial | $4.93M | 11.3% | |
| Consumer / individual | $1.92M | 4.4% | |
| Construction & development | $733.00K | 1.7% | |
| Agricultural | $9.15M | 21.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $46.95M | $41.94M | -$13.00K | $4.42M |
| Jun 2023 | $46.83M | $41.60M | $66.00K | $4.60M |
| Jun 2024 | $47.55M | $41.39M | $30.00K | $4.63M |
| Jun 2025 | $58.09M | $49.76M | $198.00K | $4.92M |
| Jun 2026 | $58.45M | $49.16M | $87.00K | $5.81M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $49.16M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $49.16M.
Similar-sized banks
Blue Grass Federal Savings And Loan Association ($58.51M) · Ford County State Bank ($58.44M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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